For charities
Everyday finance
Current accounts, payments and instant-access savings built for how charities actually operate.
Most banking is designed for businesses with a single decision-maker and a predictable revenue line. Charities have neither — they have trustees, restricted funds, grant cycles and volunteer signatories.
Our everyday finance products are built for that reality: multiple authorised signatories, restricted-fund tracking, and no penalty for the lumpy cash flow that grant funding produces.
Current accounts
Multi-signatory approval, role-based access for staff and trustees, and a full audit trail on every payment.
Online banking
Bulk payments, standing orders and export straight into your accounting package.
Instant-access savings
Keep reserves earning without locking them up when a grant lands late and payroll does not wait.
Restricted fund tracking
Tag balances by fund so restricted money is never accidentally spent on unrestricted costs.
Common questions
Are there monthly account fees?
No monthly fee for registered charities with annual income under $1m. Above that, fees are quoted transparently before you open the account.
How many signatories can we have?
As many as your governing document requires, with configurable approval thresholds by payment size.